捐款前如何核驗慈善機構：10 分鐘核查指南
Muslim Post Editorial Desk@muslimpost
在回應緊急募款前，核對法律主體、註冊狀態、官網、收款路徑、公開報告與捐款憑證。
感人的募款可能真實，卻仍然資訊不足。先記錄機構法定名稱與收款人，到其註冊地的官方名錄查詢，再從已核實的聯絡資訊進入官網，確認募款與付款方式確屬該機構。
重點整理
- 不要從收到的第一個連結付款；先記錄法定名稱、註冊號與用途。
- 使用機構註冊地的官方名錄，查看目前狀態。
- 透過已核實的資訊進入官網，直接確認募款活動。
- 核對金額、幣別、單次或定期扣款，並保存收據。
如何使用本指南
先核對地點、路線或日期，再依要點操作。涉及個人宗教裁定、健康或官方許可時，應向當地可信機構確認。
資料來源
以下公開機構資料用於核實事實並界定文章範圍，不含商業推廣。
- US Federal Trade Commission: Before Giving to a Charity — Provides practical checks for urgent appeals, payment methods, recurring gifts and charity scams.
- US Internal Revenue Service: Tax Exempt Organization Search — Explains how to check tax status, deductible eligibility, filings, revocation and determination letters.
- Charity Commission for England and Wales: Search the Register — Provides the official charity lookup for England and Wales.
- Canada Revenue Agency: Donate Wisely and Avoid Fraud — Recommends checking registration, paying the charity rather than an individual and resisting pressure.
- Australian Charities and Not-for-profits Commission: Donating to Legitimate Charities — Explains register checks, verified contact details, fundraiser identity and secure donation routes.
- US Federal Trade Commission: Online Charitable Giving Portals — Clarifies that portals should disclose screening, fees and how donations reach a selected charity.
